Homeownership has many benefits, including the ability to use your property’s equity as a lending resource. Whether you need funding for a renovation or to consolidate debts, a mortgage holder can access home loans and home equity lines of credit (HELOC) through their property. There’s also the option to remortgage your home, which by breaking your existing mortgage and starting a new one, can provide leftover cash through your home’s equity to pay for large expenses. ..
Putting together funds for a down payment often takes time and a solid strategy that goes beyond tucking away a few dollars each month. As a Canadian, we are fortunate to have access to a number of investment savings accounts that can optimize our savings towards home ownership. ..
When a loved one passes, you may find yourself the inheritor of the property. Whether you intend to keep the home or sell it, the process of handling someone else’s real estate can feel like a huge responsibility, especially on top of the other emotions you’re processing. ..
Condos are often attractive to buyers for many reasons. One of the most common reasons is that they are typically offer a more favourable price range than single family detached homes. They also can provide easier access to amenities and offer a low-maintenance lifestyle. ..
As a first-time home buyer, there’s a good chance you already know that you’ll need to have a decent amount of cash saved up for a down payment on your new home. However, there are other costs associated with buying a home and stepping into the real estate market. It’s a good idea to know what these costs are and be ready for when the time comes to making an offer in the real estate market…
DIY projects seem to have taken over social media in the last year or so! It seems like no matter what the platform, TikTok, Instagram or Pinterest – there is an ever growing database of content for DIY projects. We are so lucky to have access to so many great resources where we are easily able to pull inspiration from and tackle our own projects..
Buying a home is not as simple as it looks on HGTV. Navigating the sales process can be challenging for both buyers and sellers, often involving many steps and quick decisions. We all know the market is challenging for first-time home buyers right now. That being said, we are seeing a bit of a lull in multiple offer scenarios. This is an ever changing and dynamic market and navigating it can be tricky. Working with the right Realtor can help!..
Have you ever wondered when should I replace my roof? How do you know if it’s in good condition or not? It’s okay if you don’t know the answer, chances are many people have no idea of the state of their roof. ..
Power outages are rarely planned and if the last year has taught us anything, it is to do our best to plan for the unexpected. The floods in British Columbia and the more severe weather are good indications that we should do what we can to make sure we have what we need in the case of a power outage…