Best Neighbourhoods in Hamilton For First Time Home Buyers

Picture of the neighbourhood of Downtown Hamilton

As a first-time home buyer, finding the best neighbourhoods in Hamilton for you, Ontario can be overwhelming. You want a location that is safe, affordable, and has plenty of amenities nearby. Luckily, Hamilton has many great neighbourhoods that meet these criteria…

Buying a Home As-Is in Canada

Buying a home is a significant investment and a complex process that can be both exciting and daunting. One option that many Canadian home buyers consider is purchasing a property “as-is.” This means that the seller is not responsible for making any repairs or improvements to the home before the sale. While buying a home as-is can have some advantages, it’s important to understand the potential risks and challenges as well…

HELOCs vs. Home Equity Loans vs. Remortgaging

Homeownership has many benefits, including the ability to use your property’s equity as a lending resource. Whether you need funding for a renovation or to consolidate debts, a mortgage holder can access home loans and home equity lines of credit (HELOC) through their property. There’s also the option to remortgage your home, which by breaking your existing mortgage and starting a new one, can provide leftover cash through your home’s equity to pay for large expenses. ..

First-Time Home Buyer Budgeting

As a first-time home buyer, there’s a good chance you already know that you’ll need to have a decent amount of cash saved up for a down payment on your new home. However, there are other costs associated with buying a home and stepping into the real estate market. It’s a good idea to know what these costs are and be ready for when the time comes to making an offer in the real estate market…

6 Common DIY Mistakes

DIY projects seem to have taken over social media in the last year or so! It seems like no matter what the platform, TikTok, Instagram or Pinterest – there is an ever growing database of content for DIY projects. We are so lucky to have access to so many great resources where we are easily able to pull inspiration from and tackle our own projects..