Buying Your Home

Congratulations, you’ve taken the first step in deciding to buy a home! The home buying process is complex, takes time and it’s easy to get off track. Staying true to your needs and priorities is essential in finding the best home for you and your family.

We are here to help make this experience as enjoyable and stress-free as possible. Our goal is to help you find a home you love, with all of your needs and as many of your wants as possible, and at a price you are comfortable with.

We look forward to working with you and being apart of your journey! Remember, it’s super easy to contact us and we’re always here to help!

If you’re in the market to purchase a property, you’ll likely need to sell yours at some point. Make sure to visit our Sellers Guide for more information about what that process looks like.

buying in

9 easy steps

& Research

Start reading websites, newspapers, and magazines
that have real estate listings. Make note of particular homes you are interested in and see how long they stay on the market.

Determine How
Much House
You Can Afford

Lenders generally recommend that people look for homes that cost no more than three to five times their annual income if the buyers plan to make a 20% down payment.

Get Pre-Qualified &
Preapproved for

Before you start looking for a home, you will need to know how much you can actually spend.

Make an Offer

Once you and the seller have reached an agreement on the price, the house will go into escrow, which is the period of time it takes to complete the remaining steps of the buying process.

Get a Home

Typically, purchase offers are contingent on a home inspection of the property to check for signs of structural damage or things that may need fixing.

Select Your Loan

Once an offer has been made, we will collectively review all terms and Lenders have a wide range of competitively priced loan programs and a reputation for exceptional customer service. You will have many questions
when you are purchasing a home, and having one of our experienced mortgage specialists assist you can make the process much easier.

Have the home

Lenders will arrange for an appraiser to provide an independent estimate of the value of the house you are buying. The appraiser is a member of a third party company that is not directly associated with the lender.

Coordinate the

There is a lot of paperwork involved in buying a house. Your lender will arrange for a title company to handle all of the paperwork and make sure
that the seller is the rightful owner of the house you are buying.

Close The Sale

At closing, you will sign all of the paperwork required to complete the purchase, including your loan documents.


Babar Muhammad


Passionate for all things real estate, Babar brings an abundance of knowledge in the real estate market.
As the founder of Lion Crest Real Estate my mission is simple, to provide a real estate experience that puts
the client first.

His background in real estate is extensive and extends throughout Southern Ontario; from Hamilton to Toronto, to Brantford and Paris. A strong work ethic, exceptional client service and strong communication skills make Babar very well versed in residential real estate.

Buying or selling a home is often one of the biggest transactions you will make through-out your lifetime. It can be very stressful and often intimidating, having someone to guide you and assist you through this process is where I come in. Building on much more than just transactions, I pride myself in building personal relationships with my clients.

Outside of the office, which is very rare, you can find Babar shopping, somewhere in his car, or spending time with his family. A firm believer in constant learning, family, friends, and relationships, you can be sure Babar is your trusted real estate advisor.

5 tips
for your

Home Loan


Start saving for a down payment

This one is really important and sometimes not everyone is as planned as they would like to be. The best thing to do is to determine how much you think you want to spend and do your best to put away a monthly amount that you can use towards your down payment. There are so many great tools such as budget calculators that will help.

Check your credit score

Having a good credit score puts you in a position to attract the best deal on your home loan. So it’s a good idea to obtain a copy of your credit report before starting the home buying process. You will see what your credit profile looks like to potential lenders and can then take steps to improve your credit score if necessary.



Utilize a Mortgage Calculator

Mortgage calculators are great tools for helping you understand how much home you can afford. They are very easy to use and can show you how much your monthly mortgage payment would be under different home price, down payment and interest rate scenarios.

Start tracking interest rates

The interest rate will be one of the biggest factors in determining the cost of your mortgage. Interest rates for mortgages change almost every day and it is helpful to know which way they are heading.



Get pre-qualified

Many real estate agents want you to be pre-qualified for a loan before they will start to work with you. The mortgage pre-qualification process is fairly simple, usually just requiring some financial information such as your income and the amount of savings and investments you have. Once you are pre-qualified, you will have a better sense of how much you can borrow and the price range of the homes you can afford.


Saying About Us

We had one of the best experiences with our real estate need with Babar . He was really helpfully in finding us our desired location for our store during our last minute commercial lease . He worked really hard to show us all potential option as per our needs and that was really helpful in making our desired choice . Thank you so much Babar for all help !!

Abishek Soni

Babar is an amazing realtor! He helped us find a house in this hot market and at a great price. He was very responsive and answered all our questions and provided great advice throughout. I would definitely recommend him to anybody.

Samir Feta

My experience with Babar Muhammad was truly a 5/5 experience. He was incredibly accommodating with my very busy and irregular schedule. Just a quick text or phone call away and there for you every step of the way. He takes the stress out of the process of purchasing a home with his level of knowledge and expertise in the industry. A personable man too. Very easy to get along with.

Beverly Hernandez


Best Compliment

is a referral | 289-797-1664 | 201D-12 James Street North, Hamilton ON L8R 2J9